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mradakovitz

What are the major 401(k) adoption deadlines for 2021 and 2022?

October 1, 2021 NEW 401k plan: Deadline to adopt a safe harbor 401(k) plan for 2021. December 2, 2021 EXISTING 401k plan: Deadline to...

Joel J. Radakovitz

Who is an Employee?

We ask each year that you submit a census of your employees but, interestingly enough, the question: "Who is an employee?" may arise....

Joel J. Radakovitz

Understanding the definition of compensation in your plan's legal plan document!

As the Plan Administration and reporting season begins January 1, it's very important that plan sponsors understand the definition of...

mradakovitz

How to provide retirement education to your participants without breaking the bank.

It's important for plan sponsors and participants to be educated about their retirement plans. However, some employers fear that taking...

mradakovitz

Education Meetings!!

REMINDER: It's important for plan sponsors and participants to be educated about their retirement plans. The Pension Specialists, Ltd....

mradakovitz

Reminder about Information Security!

REMINDER: In this day and age we must always be cautious of how we exchange information, especially when that information is sensitive,...

mradakovitz

Keep an eye out for Seminars about 401(k) Generation 5!

The Pension Specialists, Ltd. provides educational seminars about industry changes and important industry related news to keep you...

mradakovitz

Is a Safe Harbor 401(k) Plan a Good Fit for My Business? Also, what is EPCRS?

Should you consider a Safe Harbor 401(k)? Safe harbor plans are great! They allow highly compensated employees to to defer the maximum...

mradakovitz

Celebrating 30 Joyous Years in Business

Here is a video that we made to celebrate our 30th year in business.