demonstrated through accuracy and timeliness.
based on technical expertise and sound business principles.
geared to provide opportunities and solutions.
aimed at setting and fulfilling expectations.
Design, Administration, and Review:
Our expertise in plan design and setup assists employers in creating
retirement plans that meet their numerous business objectives. Among
our experienced staff are an in-house ERISA attorney, CPAs, investment
analysts, Qualified Pension Administrators, and additional specialists
with countless hours of retirement planning education. Given frequent
changes in business law, our proactive staff are driven to provide
ongoing and strategic plan reviews and a continuity of services
aimed at meeting each employer’s goals.
Providing appropriate and meaningful educational assistance for
plan participants can be challenging and costly for both employer
and employee. We're experts at providing general education curriculums
that cover plan participation, saving for retirement, diversification,
asset allocation, tax deferral advantages, and risk/return concepts.
Our after-hours group meetings, online education, frequently offered
classes, and voluntary and flexible enrollment help you control
costs by avoiding work shut-downs and lost production.
The law requires that plan trustees, as fiduciaries, fulfill certain
obligations to ensure that plans meet all governmental requirements.
Fiduciaries are judged not solely on the outcome, but primarily
on the processes they use to fulfill these duties. We provide strategies
and tools to assist in the documentation process. Plan Documents,
Summary Plan Descriptions, and Investment Policies are a few of
the instruments we create to enable fiduciaries to fulfill their
Fiduciary duties require that investments be reviewed periodically
to ensure that plan offerings cover a broad range, are suitable
for plan participants, and have been prudently investigated.
We assist trustees and investment advisors in the documentation
of such reviews by providing relevant investment option information
arrived at through discussions, evaluations, and decisions covering
such options. Investment review options include ERISA 404(c),
investment array review, investment policy fund evaluations,
fee reviews, and fund monitoring.
a PDF version of TPS's Core Values.
Pension Specialists, Ltd.
10501 North 2nd Street (map)
Machesney Park, IL 61115
Toll Free: 800-963-5501